Swift Funding Review – Key Features, Costs, and Flaws Revealed

Swift Funding Review

Swift Funding is a Hong Kong-based prop investment firm registered in 2023. With its legal entity also registered in Cyprus, you can expect some top-notch service from them. Indeed, everything looks promising until you see the company’s reviews.

Therefore, we have to think about all possibilities. Luckily, this honest Swift Funding review reveals all the details you should know about this firm. Be wise and make educated decisions.

Company type Proprietary Funding Firm
Legal name Swift Funding (HK) Ltd
Regulation Not expected
Registered in Hong Kong
Established 2023
Website https://swiftfunding.io/
Financial Authorities Warnings No official warning
Contacts Discord
If a withdrawal is possible Highly unlikely
Fees From $49 up to $539
If Active on Social Media: Yes – Twitter (X), Instagram
Investor Protection: None
Activity areas United States, United Kingdom, Morocco, Thailand
Main threats Huge spreads; withdrawal issues; lack of transparent contact options;
Main perks Instant credentials for the next phase; 80% profit split

Legal Details and Regulatory Compliance

Even though the company is fully transparent about ownership, registration, and addresses, there’s something strange. For both entities it runs, it claims to operate in compliance with all necessary laws and regulations.

However, the SFC (Securities Futures Commission) and HKMA (Hong Kong Monetary Authority) allow a maximum leverage of 1:20. On top of that, Cypriot CySEC allows a maximum of 1:30 to retail customers. Consequently, their leverage can’t be considered complying with regulations. To learn more about regulatory oversight importance read our Sharesight review as well.

What Are Users Saying About Swift Funding?

Generally, Swift Funding reviews don’t look promising. When you see a company having more than 25% negative comments out of 94 on Trustpilot, that must mean something. Especially when you compare it to other companies offering the same, like Funded Trading Plus.

The biggest issue with Swift Funding prop firm appears to be platform manipulation. Many traders reported opened trades even though they didn’t initiate them. Therefore, they are failing the challenge phases, and they have to pay again. Practically, the funded program for them was never reachable.

Key Targeting Areas

Since 2023, when this program started, there has been much publicity about it. Currently, many people are talking about it.

However, the company’s reputation is getting destroyed fairly quickly. That’s quite a shame because of the huge idea potential. Anyway, it appears this firm has been mainly advertising its services in: 

  • United States
  • United Kingdom
  • Morocco
  • Thailand

What Are Trading Programs Offered?

In general, Swift Funding funded account program can only happen once you pass the challenge phases. These could be one or two-staged options. Even though the options with this firm have a bit more comfortable conditions, we can see from reviews that it’s irrelevant in the end. 

Anyway, you can choose between: 

  • Sprint (1 phase) – $49 – $499 fee depending on the funded amount ($5k-$100k)
  • Pro (2 phases) – $49 – $499 fee depending on the funded amount ($5k-$100k)
  • Elite (2 phases) – $69 – $539 fee depending on the funded account ($5k-$100k)

Conditions To Pass The Phase Questionable

In any of the programs, regardless of the virtual amount provided on your account, you have the same conditions. For instance, in the Sprint program, your target is 10% because it’s a one-phased challenge. Daily losses are set to 4%, while the maximum drawdown is 6%.

On the other hand, for two-phased programs, target gains are between 5% and 8%, while the maximum drawdown is set to 8%. Daily losses are fairly acceptable at 5% and 4%, depending on the program. No matter what program you choose, the Swift Funding profit split is set to 80%. Yet, with some companies, you can get up to 90%.

Platform Availability and Advanced Features

It appears the company is using mainly WebTrader provided by DXTrade. Yet, in the presentation and guide, there is MT5 presented by ThinkMarkets. In any case, this won’t play a big role for you because the company doesn’t allow EAs. Therefore, arbitrage trading, scalping, bots, or any other tools are strictly forbidden. With this hot topic, we suggest you also read our XAUBOT review.

But think about it for a second. If those tools can help you make profits with real money as well, why make it forbidden? Obviously, this firm doesn’t even want you to get to the funded stage. Luckily, not every company is the same. 

However, traders reported numerous irregularities with Swift Funding accounts, primarily unexpected positions open, high spreads, and high leverage of up to 1:100.

Are There Any Benefits With This Program?

Overall, if you trust the company enough, you can find multiple benefits. But of course, if you know there might be hidden intentions, you may as well choose another one. Anyway, the positive thing is that you get your trading credentials immediately after you complete the Swift Funding login procedure. No guidance is needed if you want to start trading straightforwardly.

Still, if you would rather trade with someone’s help you can get it from their so-called “professional” team. Another positive thing is that you don’t have time limitations for your challenge. But that’s a two-edged sword because it doesn’t make you sharp enough. Especially with their realistic targets offered.

Discord Group Channel Instead Of Customer Support

Even though support options don’t exist, you can reach the community via the Swift Funding Discord channel. Luckily, you don’t have to register with them; you simply sign up anonymously. But if that represents a trustworthy company, we highly doubt it.


No matter what Swift Funding challenge you choose, it can be quite an interesting experience. Up until the moment you realize there’s something wrong with the account. Imagine being on the verge of getting to the funded phase, and you see one open trade that got you to the drawdown limit. Voila, your account is closed, and you will have to pay again.

That’s exactly what every fourth trader reported with this firm. To avoid that, you better trade with ones that have far better user experience comments, such as Funded Trading Plus company. In case you are still not sure about your choice, book a free consultation with our specialists for more details.


What is Swift Funding?

Swift Funding is a Hong Kong-based prop trading firm that has been operating since 2023 worldwide.

Is Swift Funding Legit?

According to the full company’s transparency, yes. However, many traders reported numerous issues while trading. Therefore, you can’t ignore that.

How to Choose the Right Prop Firm?

Usually, traders trust reviews the most. That’s fairly one of the easiest ways. Also, try with small accounts first to get more insight. Our readers mostly choose Funded Trading Plus.

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